Residential Mortgage Loans

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January 1, 1 6 min read Definitions
Qualified Thrift Lender (QTL)
Qualified Thrift Lender FIRREA Home Mortgage Finance Residential Mortgage Loans Mortgage-Backed Securities Federal Home Loan Bank Commercial Banks Savings and Loan Associations Credit Unions
A Qualified Thrift Lender (QTL) is a financial institution that specializes in home mortgage finance and is required to hold a significant portion of its portfolio in residential mortgage loans or mortgage-backed securities, as per the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA).
Read more about Qualified Thrift Lender (QTL).

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