Racial Steering refers to the practice where real estate agents guide prospective homeowners towards or away from certain neighborhoods based on their race. This practice is illegal and contributes to racial segregation in housing.
Redlining is an illegal discriminatory practice in which lenders refuse to offer mortgages or other financial services to individuals based on the location of their property, often predominantly affecting communities of color. It can cause significant economic harm and contribute to the deterioration of neighborhoods.
