A general lien is a legal claim on all the property owned by a debtor, rather than a specific piece of property, for the fulfillment of a debt. This type of lien impacts every asset that the debtor owns.
The habendum clause is a section of a deed or lease agreement defining the interest and rights to be enjoyed by the grantee or lessee. It typically starts with the words 'to have and to hold,' followed by particular conditions or limitations to the estate granted.
