Mortgage Transparency

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January 1, 1 6 min read Definitions
Real Estate Settlement Procedures Act (RESPA)
RESPA Mortgage Loans Real Estate Consumer Protection Settlement Costs Mortgage Transparency Closing Costs
The Real Estate Settlement Procedures Act (RESPA) is a federal law intended to provide greater transparency and knowledge to consumers about real estate transactions. It stipulates how mortgage lenders must treat applicants for federally-related real estate loans on properties containing 1–4 dwelling units. RESPA aims to eliminate unnecessary fees and ensure borrowers receive pertinent information to facilitate informed comparison shopping.
Read more about Real Estate Settlement Procedures Act (RESPA).

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