Mortgage Loan Terms

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January 1, 1 6 min read Definitions
Adjustment Index
Adjustment Index Interest Rates Adjustable-Rate Mortgage ARM Treasury Bill Rate LIBOR Cost of Funds Index Mortgage Loan Terms
An adjustment index is the published interest rate used to calculate the interest rate of an Adjustable-Rate Mortgage (ARM) at the time of origination or adjustment.
Read more about Adjustment Index.
January 1, 1 7 min read Definitions
Margin
Margin Adjustable-Rate Mortgage Interest Rate Real Estate Finance Mortgage Loan Terms Index Rates Property Financing
In real estate and finance, a margin refers to the constant amount added to the value of the index to adjust the interest rate on an adjustable-rate mortgage (ARM). It is a critical component in determining the overall interest rate that a borrower will pay.
Read more about Margin.

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