An absentee owner is a person or entity that owns a property but does not reside in or personally manage the property. They often delegate these tasks to property management companies or other individuals.
A Credit Tenant is a commercial tenant that is large, financially stable, and well-rated by credit agencies, which can influence favorable terms for mortgage financing based on the tenant's creditworthiness.
The Loan Coverage Ratio (LCR), also known as the Debt Coverage Ratio (DCR), is a key financial metric used to assess a property's ability to generate enough income to cover its debt obligations. It is widely used by lenders to evaluate the financial health and viability of real estate investments.
A Participating Mortgage (Loan) is a financing arrangement where the lender is permitted to share in a portion of the property's income or the resale proceeds, alongside the fixed principal and interest payments.
A real estate portfolio is a collection of investment properties owned by an individual or an entity, designed to generate income and appreciate in value over time. A diversified portfolio balances geographic and property-type risks to achieve optimal returns.
Residential refers to properties intended for people to live in, which includes housing projects such as single-family homes, condominiums, apartments, and townhouses.
