Index Rate

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January 1, 1 6 min read Definitions
Initial Rate Period
Adjustable-Rate Mortgage Initial Interest Rate Interest Rate Adjustment Loans Real Estate Index Rate Mortgage Origination
The Initial Rate Period is the timeframe in an Adjustable-Rate Mortgage (ARM) during which the initial interest rate is fixed. This period lasts until the first scheduled adjustment, after which the interest rate is recalibrated according to the underlying index.
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