Blockbusting is a racially discriminatory and illegal practice involving coercing a homeowner to sell their property at a depressed price and causing others in the neighborhood to sell by using scare tactics.
Discrimination in real estate refers to applying special treatment, often unfavorable, to individuals based on race, religion, sex, color, national origin, handicap, or familial status. It is a serious issue as real estate transactions should be conducted fairly and equitably.
Exclusionary zoning refers to municipal regulations that effectively bar certain types of housing or people from living in certain areas, predominantly limiting access for low- and moderate-income individuals.
Familial status is a characteristic derived from a person's household type, including factors such as marriage and the presence of existing or prospective children. It is crucial in the realm of housing rights as outlined by the Federal Fair Housing Law and the Fair Credit Reporting Act. These laws prohibit discrimination against individuals under the age of 18 who reside with a parent or legal guardian, and they provide specific coverage for pregnant women.
The Federal Fair Housing Act is a federal law that prohibits discrimination in the rental, buying, or financing of homes and apartments on the basis of race, color, sex, religion, handicap, familial status, or national origin.
The Office of Fair Housing and Equal Opportunity (FHEO) enforces federal laws and establishes policies that ensure all Americans have equal access to the housing of their choice.
The United States Department of Housing and Urban Development (HUD) is a federal agency created to address national housing needs and to improve and develop the nation's communities by providing access to affordable housing opportunities and overseeing fair housing practices.
The Office of Fair Housing and Equal Opportunity (FHEO) is an agency within the U.S. Department of Housing and Urban Development (HUD) tasked with eliminating housing discrimination, promoting economic opportunity, and fostering diverse, inclusive communities. FHEO protects people from discrimination based on race, color, religion, sex, national origin, disability, or familial status.
Open housing refers to a condition where housing units can be purchased or leased irrespective of the buyer's or tenant's racial, ethnic, color, national origin, familial status, sex, or religious characteristics. This ensures equal housing opportunities for all and is supported by federal fair housing laws.
In the context of U.S. federal anti-discrimination laws, 'protected class' refers to certain minority subgroups of the population that must be treated fairly and without discrimination, particularly in matters related to housing, employment, and public accommodations.
A REALTIST is a member of the National Association of Real Estate Brokers (NAREB), primarily consisting of minority brokers and real estate professionals who uphold a rigorous ethical code. They often represent minority communities and promote fair housing and homeownership opportunities.
Redlining is an illegal discriminatory practice in which lenders refuse to offer mortgages or other financial services to individuals based on the location of their property, often predominantly affecting communities of color. It can cause significant economic harm and contribute to the deterioration of neighborhoods.
