Credit Markets

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January 1, 1 7 min read Definitions

TALF (Term Asset-Backed Securities Loan Facility)

TALF Asset-Backed Securities Federal Reserve Consumer Credit Business Credit Financial Crisis Credit Markets Economic Stimulus

The TALF (Term Asset-Backed Securities Loan Facility) is a program created by the Federal Reserve that aims to support the issuance and accessibility of asset-backed securities (ABS) collateralized by underlying consumer and business credit. First introduced during the 2008 financial crisis, TALF seeks to encourage the flow of credit to households and small businesses.

January 1, 1 5 min read Definitions

Tight Money

Tight Money Credit Markets High Interest Rates Underwriting Standards Loan-to-Value Ratio Monetary Policy Federal Reserve Inflation Control

Tight money is a condition of the credit markets characterized by high interest rates, rigid underwriting standards, and scarcity of high loan-to-value loans. In such environments, it becomes more difficult for individuals and businesses to obtain financing.