Credit Bubble

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January 1, 1 6 min read Definitions
NINJA Loan
NINJA Loan Subprime Financing No Income No Job No Assets Real Estate Market Collateral Credit Bubble
A NINJA loan is a type of secured loan given to borrowers with no income, no job, and no assets. These loans carry high risk for lenders and were popular during the mid-2000s credit bubble, partly because lenders anticipated rising real estate values.
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