Creative Financing

All-Inclusive Deed of Trust
An All-Inclusive Deed of Trust (AITD), also known as a Wraparound Mortgage, is a financial arrangement in real estate where a new mortgage includes the balance of an existing mortgage. This type of arrangement is utilized as a creative financing option to facilitate the sale or refinancing of property, particularly in environments where traditional financing methods are less accessible or less advantageous.
Creative Financing
Creative financing refers to any financial arrangement utilized to purchase real estate that deviates from the traditional mortgage offered by third-party lending institutions.
Financing
Financing is the process of borrowing money to purchase property. Various methods exist to acquire the necessary funds, which can involve different types of loans and arrangements.
No Money Down
A real estate acquisition strategy where buyers use minimal or no cash down payments, often relying on seller financing, existing loan assumption, or other creative financing methods to achieve maximum leverage.

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