Banking Law

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January 1, 1 6 min read Definitions
Depository Institutions Deregulation and Monetary Control Act (DIDMCA)
Depository Institutions Deregulation Monetary Control Act DIDMCA Savings and Loan Associations Commercial Banks Financial Regulation Banking Law Usury Laws
The Depository Institutions Deregulation and Monetary Control Act (DIDMCA) of 1980 is a landmark federal law that significantly reformed the regulatory environment for financial institutions, allowing savings and loan associations to compete more effectively with commercial banks while also standardizing reserve requirements for banks.
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